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About us page - About Reliance Group
Reliance Group
Founded by the late Shri Dhirubhai Ambani in 1966, the Reliance Group has a leading presence in financial services, power, infrastructure, defense, media & entertainment, and healthcare. Reliance Group also comprises of educational institutes such as MICA, an institute for higher learning.
SH. DHIRUBHAI AMBANIOUR FOUNDER
Few men in history have made as impressive a contribution to this country's economic revolutions as did the founder of Reliance, Sh. Dhirubhai H Ambani. Fewer still have left behind a legacy that is more enduring and timeless.
Fiery instinct, futuristic outlook & an indomitable will was all that Dhirubhai Ambani had when he set out to work his way for a living in the lanes of Bombay, way back in 1958.
Fuelled by an aim to ‘Think Big, Think Differently, Think Fast and Think Ahead’ his abilities in the entrepreneurial sector were in stark contrast with his competitors. His endurance has built a future for aspiring entrepreneurs of today.
In 2016, He was honored posthumously with the Padma Vibhushan, one of India's second highest civilian honour, for his contributions in development of trade and industry.
Sh. Dhirubhai Ambani was led by his traditionally rooted values and contemporary outlook. He had a passion for mega-sized projects and state of the art technology efficiency.
Guided by our founder, Reliance Group symbolizes the spirit of new resurgent India. Our goal is to build a great organization for our stakeholders, more prominently, to give people the opportunity to fulfil their dreams, form their own destiny, and realize their true potential.
Reliance Group
Founded by the late Shri Dhirubhai Ambani in 1966, the Reliance Group has a leading presence in financial services, power, infrastructure, defense, media & entertainment, and healthcare. Reliance Group also comprises of educational institutes such as MICA, an institute for higher learning.
The Reliance Group believes that it has a vital part to play in moulding the destiny of our nation. Through its various businesses, The Group provides a strong platform to every Indian to understand their potential through its state-of-the-art technology, consumer driven products and a well trained manpower.
Through different companies, The Group impacts 1 in every 5 Indians across 25,000 cities & towns and 400,000 villages. The Group is one of the key employers in the country with a young, highly-trained and inspired workforce.
SH. DHIRUBHAI AMBANIOUR FOUNDER
Few men in history have made as dramatic a contribution to their country's economic fortunes as did the founder of Reliance, Sh. Dhirubhai H Ambani. Fewer still have left behind a legacy that is more enduring and timeless.
About us page - Chairman Desk
aAbout Us - Our People new
Our People
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Chhaya Virani| Independent Director
Ms. Chhaya Virani, aged 64 years, graduated from Mumbai University with a Bachelors’ degree in Arts. She also acquired a Bachelors’ degree in legislative laws from the Government Law College in 1976. She is a partner in M/s. ALMT Legal Advocates and Solicitors.
She is also on the board of Reliance Capital Limited, Reliance General Insurance Company Limited, Reliance Capital Pension Fund Limited, Reliance Communications Limited and Reliance Infratel Limited.
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Rashna Khan| Independent Director
Ms. Rashna Khan, aged 53 years, a Law graduate from Government Law College Mumbai (University of Bombay) and qualified as a Solicitor with the Bombay Incorporated Law Society and Law Society London.
Ms. Khan has worked with Mulla & Mulla & Craigie Blunt & Caroe, Advocates and Solicitors and with Dhruve Liladhar & Co., Advocates and Solicitors, in various capacities before she became partner of Mulla & Mulla & Craigie Blunt & Caroe, Advocates and Solicitors, since the year 2009.
She specializes in the field of civil litigation including attending matters in the High Court, Supreme Court, Company Law Board, Income Tax Tribunal, Arbitration, Customs, Excise and Service Tax Appellate Tribunal, Opinion and documentation work.
She is also on the board of Reliance Power Limited, Vidarbha Industries Power Limited, Sasan Power Limited and The Supreme Industries Limited.
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Ashok Ramaswamy| Independent Director
Ashok Ramaswamy, aged 69 years, is a former Civil Servant with over 40 years experience in the areas of Financial Control and Management, General Administration, Vigilance Inquiry and administration, procurement, regulation and information technology.
His sector experience is in railways, telecom, anti-corruption and telecom regulation. He retired as a Secretary level official from Govt. of India and subsequently was appointed as Member, TRAI - a statutory appointment.
He holds Masters Degree in Science, Management and Public Administration and in the early part of the career was intimately involved in application of information technology to computer aided management information system design and implementation.
Most positions held by him required deep comprehension in the subject and knowledge on allied areas and tested analytical and inferential skills.
He is also on the board of Mumbai Metro One Private Limited and Jai Trade lmpex Private Limited.
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Amit Bapna| Director
Mr. Amit Bapna, aged 43 years is a member of the Institute of Chartered Accountants of India. He is the Chief Financial Officer of Reliance Capital Limited. He has been with Reliance Capital since 2004 and with the Group since 1999. As CFO, he provides financial direction, oversight and control for Reliance Capital and Group companies and strategic leadership for Treasury. He has over eighteen years of experience in varied business environments - manufacturing and financial services.
He earlier worked in the capacity of CFO of Reliance Capital Asset Management Limited and Reliance Consumer Finance where he played a key role and had been a significant contributor to the exponential growth of our Asset management business and has brought in operational & process disciplines, which has been invaluable to the Consumer Finance business. Prior to that he worked in the Corporate Treasury of Reliance Industries Ltd.
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Ravindra Sudhalkar| Executive Director & CEO
Mr. Ravindra Sudhalkar, aged 50 years, is the Executive Director & CEO of the Company. He is Masters in Science (Electronics) from Sardar Patel University, Gujarat. He also holds a masters in business administration from Sardar Patel University. He has over two decades of experience in financial sectors and has been part of the senior management at ICICI Bank and Kotak Mahindra Bank.
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Ravindra Sudhalkar| Executive Director & CEO
With over two decades of experience in the financial services sector Ravindra Sudhalkar, has transformed the way of doing business for the organization. Being a passionate leader, Ravindra has led the way for RHF to being one of the Best Places to Work. Under his leadership RHF's employee base has scaled to 900 employees from 800, a year ago.
Starting his career from the grass root level, his success stint began with GRUH Finance. He moved to ICICI Bank where he last worked as a Business Head - LAP and was involved in putting an efficient mechanism to Mortgage Lending, Credit Analysis, Organisational Leadership, Risk Management, Credit Risk, Business Strategy and Retail Lending for them. He later moved on to Kotak Mahindra Bank and served as a Senior Executive Vice President & Head - Secured Assets. During his time there, he managed a book size of over Rs. 30,000 Crore [US$ 4.5 Billion] and contributed to the major success of the organisation.
Focused to succeed, he has left no stone unturned to ensure a scalable business for Reliance Home Finance. Under his watch, the total income for Reliance Home Finance increased by 40% in FY17 . Moreover, by leveraging technology and leading a digital transition, he has worked towards building the company's capabilities and enhanced the countrywide reach.
Ravindra holds an MBA and MSc. Electronics degree. At home he is supported by his wife Ranjana, daughter Ritu and son Neil.Being the catalyst that he has driven innovation to develop well-articulated solutions not only for the brand but also its people.
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Prashant Utreja| Chief Human Resources Officer
Prashant Utreja is the Chief Human Resources Officer at Reliance Home Finance Limited.
Prashant holds a Bachelor's degree in Civil Engineering and is an MBA from Symbiosis Institute of Business Management (SIBM) Pune.
He has a diverse experience of over 19 years ranging from Plant HR, Business HR, Practice Lead HR to HR Leadership role. He has been with Reliance Home Finance since April 2017 and with Reliance Capital group since October 2005. He has previously worked with two other Reliance Capital Group Companies - Reliance General Insurance and Reliance Commercial Finance as their CHRO. Prior to joining Reliance Capital, he has worked with ICICI Bank, Godrej Group and Piramal Group.
Prashant has institutionalised career paths and succession planning processes for senior management. Over 70% of all the senior roles and field supervisory roles are filled internally. In his tenure with Reliance Home Finance, the organization has been adjudged in 2017 as one of the India's 20th Best Companies to Work by Great Places to Work Institute.
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Reshma Sethi| Head Business Excellence
Reshma Sethi is Head Business Excellence, at Reliance Home Finance Limited. She is graduate in B.Com from Mumbai University. Currently she is responsible for designing & deploying the business strategy for Process & Service Excellence and making significant impact to the operational, services and financial performance of the organization as a whole. She is associated with Reliance Capital Ltd. for over 9 years now, her previous assignment was with Reliance Nippon Life Asset Management Ltd. where she was working as a Chief Manager, Business Excellence. She has a total work experience of 16 years in Quality Management, Business Process Re-engineering, Knowledge Management and Lean Six Sigma in diverse industry sector.
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Rahul Sood| Head Collections
Rahul Sood, is Head Collections at Reliance Home Finance Limited. Rahul holds a Masters Degree in Finance and Control from the International Institute of Management Studies, H P University. He has more than 18 years of experience in the Banking industry and has been associated with GE, SBI Cards and Kotak Bank before joining the Reliance Group.
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Pinkesh R. Shah| Chief Financial Officer
Pinkesh R. Shah, Chief Financial Officer, is a member of the Institute of Chartered Accountants of India. He has over nineteen years of experience that includes financial controllership, tax planning, secretarial compliances, international operations, system improvements, process management and financial planning & analysis function. He earlier worked with Lodha Group / Lodha Ventures for a decade where he played a key role in the Accounts, Tax & Secretarial function.
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Yash Shah| Head - Credit and Risk
Yash joined RHF in Jan 2017 as the National Credit Manager for Home Loans and has recently been elevated as Head for Credit and Risk. Earlier he was with Kotak Mahindra Bank for 11 years and was managing central underwriting for Home Loan, Loan against property, working capital and business loans. He is a B.Com, Chartered Accountant and Certified Financial Planner in qualification. He played a crucial role during acquisition of Barclays BIL Portfolio and integration of ING Vysya Bank asset portfolio into Kotak Mahindra Bank.
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Parul Jain| Company Secretary & Compliance Officer
Parul Jain, Company Secretary & Compliance Officer, is a commerce graduate from University of Rajasthan and an Associate Member of the Institute of Company Secretaries of India. She has been associated with Reliance Group since May 2007 and is responsible for corporate secretarial and compliance functions.
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Sangram Baviskar| Business Head for Mortgage-Construction Finance
Sangram Baviskar, is the Business Head for Mortgage-Construction Finance at Reliance Home Finance Limited. He has over 19 years of experience in Mortgages Sales & Real Estate and has previously worked with Standard Chartered Bank, Barclays Bank, ICICI Bank Ltd, Mahindra & Mahindra Limited and Bell Ceramics Ltd. Sangram is a B.E in Civil and has further done his Post Graduation Diploma in Management (Finance & Marketing) from Institute of Management Development & Research, Pune. He has been associated with the company since May,2017.
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Rahul Mehta| Managing Partner for Property Solutions Group
Rahul Mehta is the Managing Partner for Property Solutions Group at Reliance Home Finance Limited. He holds a degree in B.Com and an MBA from K.J. Somaiya Institute of Management Studies and Research. He has been working with the company for over 7 years with 15 years of exp. in FMCG & Retail Sales, Real Estate, Property Advisory. He has previously worked with Wipro, Arvind Brands, Colliers Int, DTZ International, Property Advisors
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Kunal Dikshit| Chief Technology Officer
Kunal has been on the team since June 2018 as the Technology Head.
Electronics engineer and a management graduate by profession, Kunal brings to the team 17 plus years of experience in Technology in BFSI domain.
Prior to his role with us, he has worked with Religare as Senior Vice President – Enterprise Solutions, CitiCorp as Vice President Operations and Technology, GE Money as Program Manager and Polaris Software Labs. Apart from his love for technology he harbors an ambition to open a sports academy soon.
Kunal is a B.E in Electronics and Telecommunication and has further done his Post Graduation Diploma in Management (Systems & Marketing) from NITIE, Mumbai.
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Akshay Landge| Head for Legal
Akshay Landge is the Head for Legal at Reliance Home Finance Limited. He holds a degree in LLB from University of Pune. He has been working with the company from March, 2017. He has 14 years of experience in Legal & Compliance and has previously worked with Kotak Mahindra Bank and NKGSB Bank
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Arpit Malaviya| National Manager - Treasury
Arpit joined RHF in August 2017 as the National Manager - Treasury.
Arpit has had a successful stint with a variety of investment strategies. He has played different roles as an intermediary, a dealer and a portfolio manager. He has a wide 13 years of exposure to Fixed Income investment vehicle with diversified exposure to Insurance and Mutual fund industry.
Prior to joining us, he has worked with Reliance Life Insurance. A recent value addition to the company, he is a Chartered Accountant and a graduate in B.Com from University of Bombay.
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Rahul Kohli| National Manager - Real Estate Finance
Rahul Kohli is the National Head - Real Estate Finance at Reliance Home Finance Limited. Rahul holds an MSc in International Business from London South Bank University, London. Rahul had joined Reliance ADAG in 2007 as a Sales Manager - Mortgages and has since moved up the ranks. Prior to joining Reliance ADAG, Rahul was working with XLN Telecom, London as a Business Development Manager. He has an overall experience of 15 years in Sales and Business Development.
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Nimesh Chonkar| National Manager – Compensation, Benefits and Rewards
Nimesh is a certified SAP HCM Functional Consultant working with Reliance Group since September 2015 and is currently designated as National Manager for Compensation, Benefits and Rewards.
In his current role, Nimesh leads Compensation, Benefits and Rewards for Reliance Home Finance. Additionally, he is also responsible for Frontline Sourcing for the organization. Out of his total experience of 16 years, more than 6 years is with Reliance ADA Group wherein he has been associated with different Line of Businesses like Reliance General Insurance, Reliance Capital and now Reliance Home Finance. He has also worked with organizations like Tata Consultancy Services, L&T Infotech & ICICI Bank. In leisure time, Nimesh likes to cook and spend time with his family.
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Joyal Nadar| National Manager - Legal Collections
Joyal Nadar, National Manager - Legal Collections, is a Science graduate and has done his LLB from Mumbai University.
Joyal is associated with Reliance Home Finance since January 2017 and is responsible for Legal collection of Reliance Home Finance. He carries over 15 years of experience in litigation and collection. He earlier worked with Kotak Mahindra Bank, Capital First, Standard Chartered Bank and Citibank.
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Kishore Karmaran| National Manager, Administration & Infrastructure
Kishore has been associated with the Reliance Group in October 2005 and has worked in almost all LOBs of Reliance Capital. He is the National Manager, Administration & Infrastructure for Reliance Home Finance Ltd. He has an experience of about 19 years working with SCICI, ICICI and ICICI Capital with an LLB by qualification. He is the proud recipient of an appreciation letter / award from KV Kamath and has received 12 awards in his 13 year stint with the Reliance Group. He is a staunch believer and advisor of Vaastu Shastra.
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Kishore Brahmecha| National Product Manager for Affordable Home Loan, Home Loan, Loan Against Property and Construction Finance
Kishor has been with RHF since May 2007 as a National Product Manager for Affordable Home Loan, Home Loan, Loan Against Property and Construction Finance. He brings to the team a colossal, all round 20 years of experience in automobile sales, auto Loan, supply chain finance and mortgage loan. He is a Production engineer and a management graduate by profession. Prior to his role with us, he has worked with leading automobile companies like Hyundai Motors India and Tata Motors passenger car division as Regional Sales Manager – West Region. He was instrumental in setting up Car Loan Business as Reliance and tie-ups with key automobile manufacturers and dealers. In his leisure time, Kishore loves travelling and has traveled across many geographies.
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Vijesh Thota| Partner – Credit Sales & Securitization
Vijesh joined RHF in Sept 2017 as Principal Partner – Credit Sales & Securitization for Construction Finance business having an overall experience of around 12 years across Real Estate Finance, Project Advisory and Debt Capital Markets. He has done his Post Graduate Diploma in Management (PGDM) from XLRI, Jamshedpur and is an Economics (Hons) graduate from St. Xavier’s Calcutta (Calcutta University). He is a long distance runner, an avid reader and a theatre enthusiast.
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Rakesh Khosla| Head - Technology Projects
Rakesh has been with the Reliance Group since December 2010. He is Head - Technology projects leading all web projects. Earlier, he was working with organisations like Dhanlaxmi Bank, 3i Publishing Pvt Ltd and Ezcomm Trade Technologies. He is B. Com, PMP certified by PMI Institute & PGMP certified by PMI Institute.
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Bhupal Singh| Financial Controller
Bhupal joined RHF in Sep 2017 as a Financial Controller (Financial Planning, Reporting, Financial Analysis, Internal Control & Accounts) and had a 12.5 year stint with Kotak Mahindra Bank ( BIU Finance and Retail Assets Operations) & 2 years with LoveLock & Lewes in loan processing. He is a MBA - Finance (ICFAI University) & M. Com ( Mumbai University). He played a crucial role during acquisition of Barclays BIL Portfolio and Integration of ING Vysya Bank into Kotak Mahindra Bank and also managed the entire valuation modelling for all retail assets portfolio, acquisition & takeovers.
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Lalit Rout| Head - Technology Infrastructure
Lalit joined RHF as Head Technology – Infrastructure & Information Security Technology in May 2007 having 25 years of rich experience in managing Information Technology for Banking & Financial organizations. He has a vast experience in managing IT Infrastructure, data center, network, end-user computing, cloud computing, program management, process automations & change management , digital products / platforms and information security operations. He transformed IT infrastructure to state of the art and cost-effective technology in line with business strategy to meet business objectives.
About Us - MILESTONES & AWARDS
MILESTONES & AWARDS
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2019
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2019
Award mar 2019 Awarded as Best Brands by The Economic Times
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2018
Award jan 2018 Reliance Home Finance was awarded at the Economic Times Best BFSI Brands 2018
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2018
Award feb 2018 Mr. Ravindra Sudhalkar, MD, CEO of Reliance Home Finance won an award at World BFSI Congress as one of the top 100 Most Influential BFSI Leaders
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2018
Award mar 2018 Reliance Home Finance was awarded at ET NOW - BFSI (Banking Financial Services and Insurance) Awards 2018 for - Best use of digital media, Most promising brand in housing finance, Best affordable housing finance company of the year
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2018
Award apr 2018 Awarded as Top 21st Best Workplaces in Asia by GPTW Institute
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2017
Award jan 2017 Ranked 20th as India's best Companies to Work for 2017 by Great Places to Work Institute
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2017
Listed sep 2017 Listed its equity shares on the NSE and BSE
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2017
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2017
Award nov 2017 Reliance Home Finance was awarded by CMO Asia - National Awards for Best Home Finance Companies for its Technology of the Year Initiative, Best use of Digital Media & Dream Company to work in Housing Finance domain
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2017
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2016
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Award jun 2016 Awarded as HR Leader for Capability Building, at the HR Club’s 6th National Conference and Game Changer Awards
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2016
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2016
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2016
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2016
CEO Appointment oct 2016 Reliance Home Finance appoints Mr. Ravindra Sudhalkar as the CEO
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2016
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2016
Public Issue of NCDs dec 2016 Raised INR 30bn through public issue of NCDs
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2015
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2015
Award feb 2015 Ranked 52nd in the Great Places to Work Survey
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2015
Award mar 2015 Ranked 3rd in the ‘Best Financial Services Company’ category by GPTW Institute
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2015
Award apr 2015 2nd Runner up for Cultural Transformation through L&D practices by People Matters
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2015
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2014
Award feb 2014 Ranked 53rd in the Great Places to Work Survey
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2014
Award mar 2014 Ranked 5th in Engaging Frontline Staff category by GPTW Institute
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2014
Certification apr 2014 Certificate of Appreciation by The Asian Network of Quality, Singapore, for the Learning Culture
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2014
Award may 2014 Top 18 Finalists in People Matters – L&D, Leadership League Awards
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2014
White Paper jun 2014 L&D Practice Whitepaper published by IIM Kozhikode on building a sustainable learning environment
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2014
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2014
Award aug 2014 The company was honoured at CMO - Asia: Stars of the Industry Award for Excellence in SME Loans and crossed the AUM of INR 58bn
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Award mar 2013 Silver Trophy in the category of Best Customer Service Training Program for the Way of Life (Customer Centricity) initiative, at the CLO Summit
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2012
Award jan 2012 CLO award for Best Sales Enablement Program
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2012
New Name feb 2012 Changed our name to 'Reliance Home Finance Limited'
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2012
Became Public Company mar 2012 Converted from a private company to a public company and crossed AUM of INR 30bn
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2012
Award apr 2012 Top 50 companies in GPTW, in <1000 employees category
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2012
Award may 2012 Top 10 companies for Rewards & Recognition by GPTW Institute
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2012
Award jun 2012 Top 50 companies in GPTW, in <1000 employees category
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Award jul 2012 Top 10 companies for Rewards & Recognition by GPTW Institute
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2009
NHB License jan 2009 Procured NHB License in
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2009
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2009
Name Registered mar 2009 Changed our name to Reliance Home Finance Private Limited
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2009
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Rating jul 2009 Procured AA+ rating for Long Term Debt programme
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Year of Incorporation jun 2008 Incorporated as Reliance Home Finance Pvt. Ltd.
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About us - Media Updates
