With over two decades of experience in the financial services sector Ravindra Sudhalkar, has transformed the way of doing business for the organization. Being a passionate leader, Ravindra has led the way for RHF to being one of the Best Places to Work. Under his leadership RHF's employee base has scaled to 900 employees from 800, a year ago.

 
Starting his career from the grass root level, his success stint began with GRUH Finance. He moved to ICICI Bank where he last worked as a Business Head - LAP and was involved in putting an efficient mechanism to Mortgage Lending, Credit Analysis, Organisational Leadership, Risk Management, Credit Risk, Business Strategy and Retail Lending for them. He later moved on to Kotak Mahindra Bank and served as a Senior Executive Vice President & Head - Secured Assets. During his time there, he managed a book size of over Rs. 30,000 Crore [US$ 4.5 Billion] and contributed to the major success of the organisation.

 
Focused to succeed, he has left no stone unturned to ensure a scalable business for Reliance Home Finance. Under his watch, the total income for Reliance Home Finance increased by 40% in FY17 . Moreover, by leveraging technology and leading a digital transition, he has worked towards building the company's capabilities and enhanced the countrywide reach.

 
Ravindra holds an MBA and MSc. Electronics degree. At home he is supported by his wife Ranjana, daughter Ritu and son Neil.

Being the catalyst that he has driven innovation to develop well-articulated solutions not only for the brand but also its people.

Prashant Utreja is the Chief Human Resources Officer at Reliance Home Finance Limited.

Prashant holds a Bachelor's degree in Civil Engineering and is an MBA from Symbiosis Institute of Business Management (SIBM) Pune.

He has a diverse experience of over 19 years ranging from Plant HR, Business HR, Practice Lead HR to HR Leadership role.  He has been with Reliance Home Finance since April 2017 and with Reliance Capital group since October 2005. He has previously worked with two other Reliance Capital Group Companies - Reliance General Insurance and Reliance Commercial Finance as their CHRO. Prior to joining Reliance Capital, he has worked with ICICI Bank, Godrej Group and Piramal Group.

Prashant has institutionalised career paths and succession planning processes for senior management. Over 70% of all the senior roles and field supervisory roles are filled internally. In his tenure with Reliance Home Finance, the organization has been adjudged in 2017 as one of the India's 20th Best Companies to Work by Great Places to Work Institute.

Amit Arora, is the Business Head for Loans Against Property. He is an MBA from SCMHRD, Pune and has completed his Bachelor's in business economics. He has more than 16 years of experience in the retail banking sector and has worked with companies like Standard Chartered Bank, Citi Bank, Kotak Mahindra Bank and IDFC Bank.
 

Reshma Sethi is Head Business Excellence, at Reliance Home Finance Limited. She is graduate in B.Com from Mumbai University. Currently she is responsible for designing & deploying the business strategy for Process & Service Excellence and making significant impact to the operational, services and financial performance of the organization as a whole. She is associated with Reliance Capital Ltd. for over 9 years now, her previous assignment was with Reliance Nippon Life Asset Management Ltd. where she was working as a Chief Manager, Business Excellence. She has a total work experience of 16 years in Quality Management, Business Process Re-engineering, Knowledge Management and Lean Six Sigma in diverse industry sector.
 

Rahul Sood, is Head Collections at Reliance Home Finance Limited. Rahul holds a Masters Degree in Finance and Control from the International Institute of Management Studies, H P University. He has more than 18 years of experience in the Banking industry and has been associated with GE, SBI Cards and Kotak Bank before joining the Reliance Group.

Pinkesh R. Shah, Chief Financial Officer, is a member of the Institute of Chartered Accountants of India. He has over nineteen years of experience that includes financial controllership, tax planning, secretarial compliances, international operations, system improvements, process management and financial planning & analysis function. He earlier worked with Lodha Group / Lodha Ventures for a decade where he played a key role in the Accounts, Tax & Secretarial function.

Parul Jain, Company Secretary & Compliance Officer, is a commerce graduate from University of Rajasthan and an Associate Member of the Institute of Company Secretaries of India. She has been associated with Reliance Group since May 2007 and is responsible for corporate secretarial and compliance functions.

Sangram Baviskar, is the Business Head for Mortgage-Construction Finance at Reliance Home Finance Limited. He has over 19  years of experience in Mortgages Sales  & Real Estate and has previously worked with Standard Chartered Bank, Barclays Bank, ICICI Bank Ltd, Mahindra & Mahindra Limited and Bell Ceramics Ltd. Sangram is a B.E in Civil and has further done his Post Graduation Diploma in Management (Finance & Marketing) from Institute of Management Development & Research, Pune. He has been associated with the company since May,2017.
 

Rahul Mehta is the Managing Partner for Property Solutions Group at Reliance Home Finance Limited. He holds a degree in B.Com and an MBA from K.J. Somaiya Institute of Management Studies and Research. He has been working with the company for over 7 years with 15 years of exp. in FMCG & Retail Sales, Real Estate, Property Advisory. He has previously worked with Wipro, Arvind Brands, Colliers Int, DTZ International, Property Advisors 

Kunal has been on the team since June 2018 as the Technology Head.

Electronics engineer and a management graduate by profession, Kunal brings to the team 17 plus years of experience in Technology in BFSI domain.

Prior to his role with us, he has worked with Religare as Senior Vice President – Enterprise Solutions, CitiCorp as Vice President Operations and Technology, GE Money as Program Manager and Polaris Software Labs. Apart from his love for technology he harbors an ambition to open a sports academy soon.

Kunal is a B.E in Electronics and Telecommunication and has further done his Post Graduation Diploma in Management (Systems & Marketing) from NITIE, Mumbai.

Akshay Landge is the Head for Legal at Reliance Home Finance Limited. He holds a degree in LLB from University of Pune. He has been working with the company from March, 2017. He has 14 years of experience in Legal & Compliance and has previously worked with Kotak Mahindra Bank and NKGSB Bank

Arpit joined RHF in August 2017 as the National Manager - Treasury.

Arpit has had a successful stint with a variety of investment strategies. He has played different roles as an intermediary, a dealer and a portfolio manager. He has a wide 13 years of exposure to Fixed Income investment vehicle with diversified exposure to Insurance and Mutual fund industry.

Prior to joining us, he has worked with Reliance Life Insurance. A recent value addition to the company, he is a Chartered Accountant and a graduate in B.Com from University of Bombay.

Rahul Kohli is the National Head - Real Estate Finance at Reliance Home Finance Limited. Rahul holds an MSc in International Business from London South Bank University, London. Rahul had joined Reliance ADAG in 2007 as a Sales Manager - Mortgages and has since moved up the ranks. Prior to joining Reliance ADAG, Rahul was working with XLN Telecom, London as a Business Development Manager. He has an overall experience of 15 years in Sales and Business Development.

Uday joined RHF in November 2015 as National Manager – Talent Acquisition & Employee Relations.

Uday in his current role at Reliance Home Finance spearheads the entire gamut of Talent Acquisition and Employee Relations. In addition to that he is also responsible for Employee Engagament and Talent Management for the organization. He has a total experience of 13 years of which he has worked for 8 years with the Reliance ADA Group handling different assignments across Reliance General Insurance, Reliance MediaWorks and now Reliance Home Finance. He has also worked with notable organizations like HDFC ERGO General Insurance and L&T Financial Services handling their Recruitment and Business HR respectively. He has completed his PGDM course from K.J.Somaiya Institute of Management Studies and Research (Class of 2005) and is a B.Tech in Chemical Engineering from Berhampur University, Odisha (2002). He is a huge movie buff and an ardent dog lover and is a member of numerous people for animals organizations. In addition to this he is also a certified OPQ professional.

Nimesh is a certified SAP HCM Functional Consultant working with Reliance Group since September 2015 and is currently designated as National Manager for Compensation, Benefits and Rewards.

In his current role, Nimesh leads Compensation, Benefits and Rewards for Reliance Home Finance. Additionally, he is also responsible for Frontline Sourcing for the organization. Out of his total experience of 16 years, more than 6 years is with Reliance ADA Group wherein he has been associated with different Line of Businesses like Reliance General Insurance, Reliance Capital and now Reliance Home Finance. He has also worked with organizations like Tata Consultancy Services, L&T Infotech & ICICI Bank. In leisure time, Nimesh likes to cook and spend time with his family.

Ameya joined RHFL in Nov 2017 and is the National Manager for RCU (Risk Containment Unit). Prior to his association with us, he worked with companies like Experian India as National Manager - Fraud & ID Solutions, Edelweiss Housing Finance as Head - Fraud Control Unit and as a Regional Head in Barclays Finance and HSBC Bank. He has a varied experience in Fraud Control, Investigations & Risk Management.

A B Sc. in Physics and a CFE (Certified Fraud Examiner) by qualification, Ameya has over 17 years of experience in the Retail Finance Business across portfolios like Home Loans, Mortgages & Credit Cards. On a personal front, Personally, he is passionate about running and is an avid Marathoner.

Joyal Nadar, National Manager - Legal Collections, is a Science graduate and has done his LLB from Mumbai University.

Joyal is associated with Reliance Home Finance since January 2017 and is responsible for Legal collection of Reliance Home Finance. He carries over 15 years of experience in litigation and collection. He earlier worked with Kotak Mahindra Bank, Capital First, Standard Chartered Bank and Citibank.

Rajkumar has been with Reliance group since Feb 2011 and currently is the Credit Head for Real Estate Finance Business. An Electrical engineer and Management Post Graduate by profession, Rajkumar brings to the team an overall experience of 19 years with around 15 years in Banking and Credit Risk functions. Prior to working with us, he worked with ICICI Bank for 7 years in various responsibilities.

Kishore has been associated with the Reliance Group in October 2005 and has worked in almost all LOBs of Reliance Capital. He is the National Manager, Administration & Infrastructure for Reliance Home Finance Ltd. He has an experience of about 19 years working with SCICI, ICICI and ICICI Capital with an LLB by qualification. He is the proud recipient of an appreciation letter / award from KV Kamath and has received 12 awards in his 13 year stint with the Reliance Group. He is a staunch believer and advisor of Vaastu Shastra.

Yash joined RHF in Jan 2017 as the National Credit Manager for Home Loans and has recently been elevated as National Credit Manager - Loan Against Property & Home Loans. Earlier he was with Kotak Mahindra Bank for 11 years and was managing central underwriting for Home Loan, Loan against property, working capital and business loans. He is a B.Com, Chartered Accountant and Certified Financial Planner in qualification. He played a crucial role during acquisition of Barclays BIL Portfolio and integration of ING Vysya Bank asset portfolio into Kotak Mahindra Bank.

Arun has been with Reliance Home Finance since 2010 and has worked in varied products like Commercial Vehicle, Construction Equipment’s, Loan Against Properties, Home loan. He is elevated as National Credit Manager - Affordable home loans in May 2018. Arun is a member of the Institute of Chartered Accountants of India. He has overall 15 year of experience in retail asset operations and Credit risk functions. Prior to Reliance Home Finance, he has worked with ICICI Bank, GE Capital and Bajaj Finance Ltd.

Kishor has been with RHF since May 2007 as a National Product Manager for Affordable Home Loan, Home Loan, Loan Against Property and Construction Finance. He brings to the team a colossal, all round 20 years of experience in automobile sales, auto Loan, supply chain finance and mortgage loan. He is a Production engineer and a management graduate by profession. Prior to his role with us, he has worked with leading automobile companies like Hyundai Motors India and Tata Motors passenger car division as Regional Sales Manager – West Region. He was instrumental in setting up Car Loan Business as Reliance and tie-ups with key automobile manufacturers and dealers. In his leisure time, Kishore loves travelling and has traveled across many geographies.

Vijesh joined RHF in Sept 2017 as Principal Partner – Credit Sales & Securitization for Construction Finance business having an overall experience of around 12 years across Real Estate Finance, Project Advisory and Debt Capital Markets. He has done his Post Graduate Diploma in Management (PGDM) from XLRI, Jamshedpur and is an Economics (Hons) graduate from St. Xavier’s Calcutta (Calcutta University). He is a long distance runner, an avid reader and a theatre enthusiast.

Rakesh has been with the Reliance Group since December 2010. He is Head - Technology projects leading all web projects. Earlier, he was working with organisations like Dhanlaxmi Bank, 3i Publishing Pvt Ltd and Ezcomm Trade Technologies. He is B. Com, PMP certified by PMI Institute & PGMP certified by PMI Institute.

Bhupal joined RHF in Sep 2017 as a Financial Controller (Financial Planning, Reporting, Financial Analysis, Internal Control & Accounts) and had a 12.5 year stint with Kotak Mahindra Bank ( BIU Finance and  Retail Assets Operations) & 2 years with LoveLock & Lewes in loan processing. He is a MBA - Finance (ICFAI University) & M. Com ( Mumbai University). He played a crucial role during acquisition of Barclays BIL Portfolio and Integration of ING Vysya Bank into Kotak Mahindra Bank and also managed the entire valuation modelling for all retail assets portfolio, acquisition & takeovers.

Achyuta Kumar Dash, National Manager (Central Operations), joined Reliance Home Finance in September 2007. He holds Masters of Finance & Control degree and is B.Com (Hons). Prior to Reliance Home Finance, he has worked with Centurion Bank of Punjab, BHW Birla Home Finance and Marketing Times.

He is a competent professional having overall experience of two decades in the areas of setting up, managing branch and centralized back office operations for retail assets finance products and creating and developing full- fledged end to end Operations functions (front and back office) from scratch.

He is also integral contributor to activities such as process improvement and formulation of standard operating procedures, compliance, client Servicing, call center management and cross-selling.

Sunil has been with RHF since December 2007 and is the National Operations Manager (Branch Operations). Prior to joining RHF, he was with ICICI Bank for 4 years.

Sunil carries more than 22 years of experience in retail asset operations, credit operations & process audits. He is a B.Com from Mumbai University. He had been instrumental in setting up a separate vertical for Credit Operations and merged the loan operations team, to improve turn around time, productivity & operational cost. He has keen interest in moving the Operation department from Cost Centre to Profit Centre by reaping on revenue generation opportunities through cross-selling at the front desk.

Lalit joined RHF as Head Technology – Infrastructure & Information Security Technology in May 2007 having 25 years of rich experience in managing Information Technology for Banking & Financial organizations. He has a vast experience in managing IT Infrastructure, data center, network, end-user computing, cloud computing, program management, process automations & change management , digital products / platforms and information security operations. He transformed IT infrastructure to state of the art and cost-effective technology in line with business strategy to meet business objectives.