Read, what our customers think about us
When Mr. Sandeep approached us for a home loan in July 2013, he was working with Escorts services which is an outsourcing company of Idea Cellular. However, he also had an additional income as he was doing binding work of old files and documents for Idea and BSNL. When Sandeep applied for a loan from us, our credit and sales managers took into consideration his 14 years of stable service and his enterprising attitude. In addition to that, 6 acres of land that he owned also proved to be an advantage. So in spite of that being his first ever loan application, it was processed successfully.
Today Sandeep is a proud owner of his dream home. Whats more, he has a perfect repayment track record for nearly 2 years
Mr. Pooranaporkodi is a small grocer. Though he has no income proof to share, he believes in building his own destiny and providing his family a better future.
In April 2014, our sales and credit managers appraised his business considering his creditors, debtors and daily earnings and enabled him to buy his dream home.
He is not alone. In India, self-reliance is a way of life. We salute this spirit of self-reliance. This is why we flex our appraisal process and customize our home loans based on each individuals requirements, so that like Mr. Pooranaporkodi, many more can pursue their dreams.
What's more, till date he has a perfect repayment track record
M/s Sunita ran her own tailoring business from a tiny 80 sq ft shop. In spite of their financial hardships she and her husband, an auto rickshaw driver, never compromised on their children's higher education.
When Sunita approached our credit and sales managers, in February 2013 for her first ever home loan, they appraised her not just on the basis of her earnings and savings, but also on the strength of her character.
Today, Sunita is one of our valued customers, living in her long cherished dream home and has a perfect repayment track record