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loan-against-property - Reason to Choose us

Loan Against Property

  • 11.00 - 13.00% Interest Floating
  • 12 Yrs Maximum tenure
  • 10 Lakhs Minimum amount

For Self Employed only.

Processing fee 0.5% - 1.5% of loan amount

Commercial Property Purchase Loan

  • 11.00 - 13.00% Interest rate Floating
  • 12 Yrs Maximum tenure
  • 10 Lakhs Minimum amount

For Self Employed only.

Processing fee 0.5% - 1.5% of loan amount

Lease Rental Discounting

  • 12.00 - 13.00% Interest Floating
  • 10 Yrs Maximum tenure
  • 10 Lakhs Minimum amount

For Self Employed only.

Processing fee 0.5% - 1.5% of loan amount

Balance Transfer

  • 9.75 - 13.00% Interest Floating
  • 12 Yrs Maximum tenure
  • 10 Lakhs Minimum amount

For Self Employed only.

Processing fee 0.5% - 1.5% of loan amount.

Top Up Loan

  • 11.00 - 13.00% Interest Floating
  • 12 Yrs Maximum tenure
  • Depends* Lakhs Loan amount

*As per Balance amount of the parent loan. For Self Employed only.

Processing fee 0.5% - 1.5% of loan amount

REASONS TO CHOOSE US

  • Simplified Documentation

    Don't stay in ambiguity. Provide all loan documents during application and enjoy a quick decision on your Loan against property.

  • Maximum Disbursal Amount

    Finances are no longer a constraint, because we give up to 70% of your property value as a loan

  • Door step services

    We provide door step services to collect loan related documents and signatures be it your home or work place.

REASONS TO CHOOSE US

  • Simplified Documentation

    Don't stay in ambiguity. Provide all loan documents during application and enjoy a quick decision on your Loan against property.

  • Maximum Disbursal Amount

    Finances are no longer a constraint, because we give up to 70% of your property value as a loan

  • Door step services

    We provide door step services to collect loan related documents and signatures be it your home or work place.

REASONS TO CHOOSE US

  • Simplified Documentation

    Don't stay in ambiguity. Provide all loan documents during application and enjoy a quick decision on your Loan against property.

  • Maximum Disbursal Amount

    Finances are no longer a constraint, because we give up to 70% of your property value as a loan

  • Door step services

    We provide door step services to collect loan related documents and signatures be it your home or work place.

REASONS TO CHOOSE US

  • Simplified Documentation

    Don't stay in ambiguity. Provide all loan documents during application and enjoy a quick decision on your Loan against property.

  • Maximum Disbursal Amount

    Finances are no longer a constraint, because we give up to 70% of your property value as a loan

  • Door step services

    We provide door step services to collect loan related documents and signatures be it your home or work place.

REASONS TO CHOOSE US

  • Simplified Documentation

    Don't stay in ambiguity. Provide all loan documents during application and enjoy a quick decision on your Loan against property.

  • Maximum Disbursal Amount

    Finances are no longer a constraint, because we give up to 70% of your property value as a loan

  • Door step services

    We provide door step services to collect loan related documents and signatures be it your home or work place.

Calculate Loan Eligibility

CALCULATE LOAN ELIGIBILITY

  • Gross monthly income (Rs.)
  • Current EMI (Rs.)
  • Tenure (Months)
  • Rate of interest (%)
  • You are eligible for a sanction of ₹ 30,00,000
  • EMI ₹ 45,000
  • Tenure 10 yrs
  • view cash flow

Product Identify - FACTORS AFFECTING YOUR ELIGIBILITY

FACTORS AFFECTING YOUR ELIGIBILITY

  • Monthly Income The amount of our home loan amount will depend on your monthly income. The higher your income, the higher your loan amount eligibility! Improve your eligibility by considering all the sources of your income while applying for a home loan
  • Age Starting early has its benefits. The younger you apply; there is a higher probability of getting a desired loan amount. Applying at age 30-35 years makes you eligible for a higher loan amount, as compared to when you are 40-50 years old.
  • Credit History Your Credit history can open or close the gate to your dream home. If your credit score is high, your probability of getting a home loan is high. Always maintain a good CIBIL score
  • Occupation Be it a salaried professional, or a self-employed businessman, your line of work enhances your eligibility. Individuals with a higher uncertainty of their monthly income and job stability are likely to have lower chances of a home loan.
  • Employment Stability As a salaried person, a crucial aspect for our home loan consideration is a minimum of 3 years work experience. As a businessman, a certain turnover and business stability means a lot to the lender.
  • Relationship with your lender A good rapport with our service team can go a long way in negotiating a good loan amount at winning interest rates.
  • Employer Reputation Working at a well-regarded company not only adds to your reputation, but also your loan eligibility. If you are working with an employer who has high reputation, good employee strength, reputation for years and impressive turnover, your credibility will respectively increase.

Product Identify - LOAN PROCESS

LOAN PROCESS

01

APPLY ONLINE

Start with your mobile number with your current location and preferred location of your home loan. Move to your Aadhar and Pan-Card verification for us to authenticate you. Once we have your identity details, you will quickly proceed to the next stage

02

SUBMIT DOCUMENTS

With our online application, you do not have to submit any income-proof documents physically. A simple scan and upload helps you with your eligibility in a matter of a few minutes.

03

GET A SANCTION ONLINE

Once you are through, you will know your eligibility and have an option to get your Sanction Letter on your registered email ID.

04

PROPERTY VERIFICATION

We need to ensure that the property is legally and technically clear. In case you have not identified a property, our team will assist you in identifying a property for you based on the best RERA registered projects we have an association with.

05

DISBURSEMENT DOC

Time to celebrate! But hold on a second. Before the big moment arrives, you finally need to submit documents to prove that you have paid your personal contribution towards the property.

06

LOAN DISBURSAL

All said and done! You are now left with signing of the loan agreements and we will coordinate directly with your builder. So, go ahead! You are well on your way towards your own Home.

01

APPLY ONLINE

Start with your mobile number with your current location and preferred location of your home loan. Move to your Aadhar and Pan-Card verification for us to authenticate you. Once we have your identity details, you will quickly proceed to the next stage

02

SUBMIT DOCUMENTS

With our online application, you do not have to submit any income-proof documents physically. A simple scan and upload helps you with your eligibility in a matter of a few minutes.

03

GET A SANCTION ONLINE

Once you are through, you will know your eligibility and have an option to get your Sanction Letter on your registered email ID.

04

PROPERTY VERIFICATION

We need to ensure that the property is legally and technically clear. In case you have not identified a property, our team will assist you in identifying a property for you based on the best RERA registered projects we have an association with.

05

DISBURSEMENT DOC

Time to celebrate! But hold on a second. Before the big moment arrives, you finally need to submit documents to prove that you have paid your personal contribution towards the property.

06

LOAN DISBURSAL

All said and done! You are now left with signing of the loan agreements and we will coordinate directly with your builder. So, go ahead! You are well on your way towards your own Home.

Product Identify - DOCUMENTS NEEDED

DOCUMENTS NEEDED

  • IDENTITY PROOF

    Passport / PAN card / Voter's Identity Card / Driving License / Identity Card with applicant's photograph issued by Government, Aadhar Card.

  • ADDRESS PROOF

    Passport / PAN card / Voter's Identity Card / Driving License / Latest Utility Bill (electricity, telephone, postpaid mobile phone, piped gas and water bill) / Property Tax Receipt / Bank or Post Office Savings Bank Account Statement / Letter of Allotment of Accommodation issued OR Leave and License agreements issued by Government to the employee

  • SIGNATURE PROOF

    Driving License / Passport / PAN Card / Bankers' Verification / Registered Sale Deed / Government Employee ID Card

  • SALARIED INDIVIDUALS

    1. 3 Months Salary Slip for salaried employees or Salary Certificate 2. Copy of last 2 years Form 16 or IT Return 3. Bank Statement for the last 6 months of the Salary Account 4. Appointment / Confirmation Letter if current job tenure is less than 1 year