rhf-about-us Portlet

WHAT WE DO

Getting your home loan should be simple and we believe in this simplicity. Our loan products are easy to understand and our process even simpler. All of this designed to help you #Upgrade to your new home. Empowered by digital engagement, with us, you will now have the ability to apply and get an answer at the same time, anytime, anywhere. Now is your time to #Upgrade!.

Our Parentage

Reliance Capital Ltd., is our parent and our spiritual guide. Being one of largest private sector...

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About us page - About Reliance Group

Reliance Group

Founded by the late Shri Dhirubhai Ambani in 1966, the Reliance Group has a leading presence in financial services, power, infrastructure, defense, media & entertainment, and healthcare. Reliance Group also comprises of educational institutes such as MICA, an institute for higher learning.

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SH. DHIRUBHAI AMBANIOUR FOUNDER

Few men in history have made as impressive a contribution to this country's economic revolutions as did the founder of Reliance, Sh. Dhirubhai H Ambani. Fewer still have left behind a legacy that is more enduring and timeless.

Fiery instinct, futuristic outlook & an indomitable will was all that Dhirubhai Ambani had when he set out to work his way for a living in the lanes of Bombay, way back in 1958.

Fuelled by an aim to ‘Think Big, Think Differently, Think Fast and Think Ahead’ his abilities in the entrepreneurial sector were in stark contrast with his competitors. His endurance has built a future for aspiring entrepreneurs of today.

In 2016, He was honored posthumously with the Padma Vibhushan, one of India's second highest civilian honour, for his contributions in development of trade and industry.

Sh. Dhirubhai Ambani was led by his traditionally rooted values and contemporary outlook. He had a passion for mega-sized projects and state of the art technology efficiency.

Guided by our founder, Reliance Group symbolizes the spirit of new resurgent India. Our goal is to build a great organization for our stakeholders, more prominently, to give people the opportunity to fulfil their dreams, form their own destiny, and realize their true potential.

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Reliance Group

Founded by the late Shri Dhirubhai Ambani in 1966, the Reliance Group has a leading presence in financial services, power, infrastructure, defense, media & entertainment, and healthcare. Reliance Group also comprises of educational institutes such as MICA, an institute for higher learning.

The Reliance Group believes that it has a vital part to play in moulding the destiny of our nation. Through its various businesses, The Group provides a strong platform to every Indian to understand their potential through its state-of-the-art technology, consumer driven products and a well trained manpower.

Through different companies, The Group impacts 1 in every 5 Indians across 25,000 cities & towns and 400,000 villages. The Group is one of the key employers in the country with a young, highly-trained and inspired workforce.

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SH. DHIRUBHAI AMBANIOUR FOUNDER

Few men in history have made as dramatic a contribution to their country's economic fortunes as did the founder of Reliance, Sh. Dhirubhai H Ambani. Fewer still have left behind a legacy that is more enduring and timeless.

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For About Us Page - Responsive tab

About us page - Chairman Desk

  • From theGroup Chairman's Desk

    Anil Ambani GROUP CHAIRMAN

    A New Reliance For A New World. If the last century was about meeting human needs, the new millennium is about matching human aspirations...

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    A New Reliance For A New World. If the last century was about meeting human needs, the new millennium is about matching human aspirations.

    We live in a world where the young are reaching higher, dreaming bigger and demanding more; a world that is challenging the limits of hope and possibility.

    Nowhere is this more strikingly visible than in India – a country that wakes up every morning a little younger in age, but infinitely more ambitious in spirit.

    India's demographic transition is an extraordinary moment in world history. Today, over 600 million young people, or more than 1 in 2 Indians, are below the age of 25. In 15 years, this number is set to touch 700 million, making India the largest community of youth anywhere in the world.

    New India shows the impatience of youth; the desire for real and rapid change - for a quality of life that is second to none.

    Transportation, communications, energy, information, entertainment, technology, education, healthcare and personal finance, New India wants world-class products and services. Reliance Group embodies the spirit of this new resurgent India.

    Our goal is not just to build a great enterprise for our stakeholders, but, more importantly, to build a great future for our country and the world at large; to give hundreds of millions of people the power to fulfill their dreams, shape their own destiny, and the means to realize their true and diverse potential.

    Energy and communications, financial services and infrastructure, new economy and old - our businesses will span the entire varied landscape of emerging human aspirations. We will work with commitment and resolve to create pathways that connect ambition to achievement, promise to performance, potential to reality....

    We will bridge the gap between quantity and quality; leveraging our strength in managing large-scale operations even as we deliver best-of-class products and services to our consumers. Focussing on the burgeoning aspirations of our young consumers will remain one of our key driving values.

    We will rethink every business process, product and service from the standpoint of the consumer – with a commitment to enhance experience at every touch point.

    Our founder, the legendary Dhirubhai Ambani, gave us a simple mantra for entrepreneurship: "Think big. Think fast. Think Ahead."

    We will think bigger. We will think faster. But, most important of all, we will Think Better – to stay ahead of competition and of our times. Welcome to the Reliance Group. It is the New Reliance for the New World!

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  • From the ExecutiveDirector's Desk

    Anmol AMBANI EXECUTIVE DIRECTOR - RELIANCE CAPITAL LIMITED

    “Together we are digital; we are disruptive; we are dreamers!” Anmol Ambani joined the Board of Reliance Capital, as an Additional Director.....

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    “Together we are digital; we are disruptive; we are dreamers!”

    Anmol Ambani joined the Board of Reliance Capital, as an Additional Director, on August 23, 2016. He looks at the future with enormous optimism. With him on board, we believe the future will be a blend of physical and digital, which is ‘Phygital’!

    Anmol plans to increase the company’s digital footprint and focus on innovations. He promises that the company aims to be the number one in the financial services market in the coming years on the back of technology. With Anmol on board, our aim is for our businesses to be ranked in the top 3 within their respective industries in the near future. There is presently an estimated shortage of 100 million residential units in India. To address the needs of this sector, Reliance Home Finance has charted an aggressive growth plan in this space, and aims to increase its book size to over 50,000 crore in the next few years.

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aAbout Us - Our People new

Our People

  • Chhaya Virani| Independent Director

    Team Member

    Chhaya Virani, aged 65 years, is an Independent Director of the Company. She has graduated from Mumbai University with a bachelors’ degree in Arts. She also acquired a bachelors’ degree in legislative laws from the Government Law College in 1976. She is a partner in M/s. ALMT Legal Advocates and Solicitors.

     

    She is also on the board of Reliance Capital Limited, Reliance General Insurance Company Limited, Reliance Capital Pension Fund Limited, Reliance Communications Limited and Reliance Infratel Limited.

  • Rashna Khan| Independent Director

    Team Member

    Ms. Rashna Khan, aged 55 years, is an Independent Director of the Company. She is a Law graduate from Government Law College Mumbai (University of Bombay) and qualified as a Solicitor with the Bombay Incorporated Law Society and Law Society London.

    Ms. Khan has worked with Mulla & Mulla & Craigie Blunt & Caroe, Advocates and Solicitors and with Dhruve Liladhar & Co., Advocates and Solicitors, in various capacities before she became partner of Mulla & Mull& Craigie Blunt & Caroe, Advocates and Solicitors, since the year 2009.

    She specializes in the field of civil litigation including attending matters in the High Court, Supreme Court, Company Law Board, Income Tax Tribunal, Arbitration, Customs, Excise and Service Tax Appellate Tribunal, National Company Law Tribunal, Opinion and documentation work.

    She is also on the board of Reliance Power Limited, Reliance Commercial Finance Limited, Vidarbha Industries Power Limited, Sasan Power Limited, Rosa Power Supply Company Limited and The Supreme Industries Limited.

  • Ashok Ramaswamy| Independent Director

    Team Member

    Ashok Ramaswamy, aged 70 years, is an Independent Director of the Company. He is a former Civil Servant with over 40 years experience in the areas of Financial Control and Management, General Administration, Vigilance Inquiry and administration, procurement, regulation and information technology.

    His sector experience is in railways, telecom, anti-corruption and telecom regulation. He retired as a Secretary level official from Govt. of India and subsequently was appointed as Member, TRAI – a statutory appointment.

    He holds Masters Degree in Science, Management and Public Administration and in the early part of the career was intimately involved in application of information technology to computer aided management information system design and implementation.

    Most positions held by him required deep comprehension in the subject and knowledge on allied areas and tested analytical and inferential skills.

    He is also on the board of Mumbai Metro One Private Limited and Jai Trade lmpex Private Limited.

  • Sushilkumar Agrawal| Independent Director

    Team Member

    Mr. Sushil Kumar Agrawal, aged 71 years, is a practicing Chartered Accountant and the Senior Most Partner in M/s. N. D. Kapur & Co., Chartered Accountants. He has over the years developed special expertise in the Banking and Financial Services Industry. He has experience in servicing large and medium sized clients in the areas of Internal Audit, Concurrent Audits, IT Advisory, Taxation, Risk Management and Management Consultancy.

     

    He is a Certified Independent Director in many companies including Pranavaditya Spinning Mills Limited and Margo Finance Limited. He is also a Trustee in many Public Trusts engaged in the field of Social, Environment, Education and Health.

  • Ashok Karnavat| Independent Director

    Team Member

    Mr. Ashok Karnavat, aged 58 years, is a practicing Chartered Accountant and Partner inM/s. V Parekh and Associates, Chartered Accountants since 1995. He has also obtained DISA (ICAI) and is a Forensic Accountant and Fraud Detection & Investigation certified.He has experience in Auditing / Investigation of large business houses, Manufacturing, Real Estate and Banking sectors. He is also a counsellor for GST / Direct Tax & Indirect Taxes.

  • Sunil Wadikar| Director

    Team Member

    Sunil Wadikar, aged 42 years, is the Head of finance for Business Television India – BTVI, English Business News Television Channel. He has been with Reliance Group of Companies since 2014. During his tenure, he headed Finance Department of Big Magic Limited. He has over 16 years of experience in the field of Finance and has managed wide range of roles pertaining to managing financial operations, establishing financial and accounting controls, M&A, corporate planning and strategies.

    Prior to this, he has also worked with Percept Group of Companies and was heading finance department of Percept Talent and Percept Picture Company divisions of flagship Company namely Percept Limited.

    He is Chartered Accountant, DipIFR ACCA UK by qualification.

  • Chhaya Virani
  • Rashna Khan
  • Ashok Ramaswamy
  • Sushilkumar Agrawal
  • Ashok Karnavat
  • Sunil Wadikar
  • Ravindra Sudhalkar| Executive Director & CEO

    Team Member

    With over two decades of experience in the financial services sector Ravindra Sudhalkar, has transformed the way of doing business for the organization. Being a passionate leader, Ravindra has led the way for RHF to being one of the Best Places to Work. Under his leadership RHF's employee base has scaled to 900 employees from 800, a year ago.

     
    Starting his career from the grass root level, his success stint began with GRUH Finance. He moved to ICICI Bank where he last worked as a Business Head - LAP and was involved in putting an efficient mechanism to Mortgage Lending, Credit Analysis, Organisational Leadership, Risk Management, Credit Risk, Business Strategy and Retail Lending for them. He later moved on to Kotak Mahindra Bank and served as a Senior Executive Vice President & Head - Secured Assets. During his time there, he managed a book size of over Rs. 30,000 Crore [US$ 4.5 Billion] and contributed to the major success of the organisation.

     
    Focused to succeed, he has left no stone unturned to ensure a scalable business for Reliance Home Finance. Under his watch, the total income for Reliance Home Finance increased by 40% in FY17 . Moreover, by leveraging technology and leading a digital transition, he has worked towards building the company's capabilities and enhanced the countrywide reach.

     
    Ravindra holds an MBA and MSc. Electronics degree. At home he is supported by his wife Ranjana, daughter Ritu and son Neil.

    Being the catalyst that he has driven innovation to develop well-articulated solutions not only for the brand but also its people.

  • Prashant Utreja| Chief Human Resources Officer

    Team Member

    Prashant Utreja is the Chief Human Resources Officer at Reliance Home Finance Limited.

    Prashant holds a Bachelor's degree in Civil Engineering and is an MBA from Symbiosis Institute of Business Management (SIBM) Pune.

    He has a diverse experience of over 19 years ranging from Plant HR, Business HR, Practice Lead HR to HR Leadership role.  He has been with Reliance Home Finance since April 2017 and with Reliance Capital group since October 2005. He has previously worked with two other Reliance Capital Group Companies - Reliance General Insurance and Reliance Commercial Finance as their CHRO. Prior to joining Reliance Capital, he has worked with ICICI Bank, Godrej Group and Piramal Group.

    Prashant has institutionalised career paths and succession planning processes for senior management. Over 70% of all the senior roles and field supervisory roles are filled internally. In his tenure with Reliance Home Finance, the organization has been adjudged in 2017 as one of the India's 20th Best Companies to Work by Great Places to Work Institute.

  • Reshma Sethi| Head - Business Excellence
    Branch Ops, Customer -Service

    Team Member

    Reshma Sethi is Head - Business Excellence Branch Ops, Customer -Service, at Reliance Home Finance Limited. She is graduate in B.Com from Mumbai University. Currently she is responsible for designing & deploying the business strategy for Process & Service Excellence and making significant impact to the operational, services and financial performance of the organization as a whole. She is associated with Reliance Capital Ltd. for over 9 years now, her previous assignment was with Reliance Nippon Life Asset Management Ltd. where she was working as a Chief Manager, Business Excellence. She has a total work experience of 16 years in Quality Management, Business Process Re-engineering, Knowledge Management and Lean Six Sigma in diverse industry sector.

  • Rahul Sood| Head Collections

    Team Member

    Rahul Sood, is Head Collections at Reliance Home Finance Limited. Rahul holds a Masters Degree in Finance and Control from the International Institute of Management Studies, H P University. He has more than 18 years of experience in the Banking industry and has been associated with GE, SBI Cards and Kotak Bank before joining the Reliance Group.

  • Vijesh B. Thota| Chief Financial Officer

    Team Member

    Vijesh B Thota, 39 years has 14 years of experience in various capacities including leadership positions across finance verticals like Treasury Management, Fund Raising (both domestic and overseas), Securitization, Credit Sales, Financial Structuring and Corporate Advisory.  

     

    He earlier worked with Edelweiss Global Wealth Management Limited, Kotak Mahindra Bank, SBI Capital Markets Limited and IBM India Limited. He is an MBA (Finance and Marketing) from XLRI School of Management, Jamshedpur and a BSc (Economics, Hons) from St. Xavier’s College, Kolkata.

  • Parul Jain| Company Secretary & Compliance Officer

    Team Member

    Parul Jain, Company Secretary & Compliance Officer, is a commerce graduate from University of Rajasthan and an Associate Member of the Institute of Company Secretaries of India. She has been associated with Reliance Group since May 2007 and is responsible for corporate secretarial and compliance functions.

  • Sangram Baviskar| Business Head for Mortgage-Construction Finance

    Team Member

    Sangram Baviskar, is the Business Head for Mortgage-Construction Finance at Reliance Home Finance Limited. He has over 19  years of experience in Mortgages Sales  & Real Estate and has previously worked with Standard Chartered Bank, Barclays Bank, ICICI Bank Ltd, Mahindra & Mahindra Limited and Bell Ceramics Ltd. Sangram is a B.E in Civil and has further done his Post Graduation Diploma in Management (Finance & Marketing) from Institute of Management Development & Research, Pune. He has been associated with the company since May,2017.
     

  • Akshay Landge| Head for Legal

    Team Member

    Akshay Landge is the Head for Legal at Reliance Home Finance Limited. He holds a degree in LLB from University of Pune. He has been working with the company from March, 2017. He has 14 years of experience in Legal & Compliance and has previously worked with Kotak Mahindra Bank and NKGSB Bank

  • Ravindra Sudhalkar
  • Prashant Utreja
  • Reshma Sethi
  • Rahul Sood
  • Vijesh B. Thota
  • Parul Jain
  • Sangram Baviskar
  • Akshay Landge
  • Rahul Kohli| National Manager - Real Estate Finance

    Team Member

    Rahul Kohli is the National Head - Real Estate Finance at Reliance Home Finance Limited. Rahul holds an MSc in International Business from London South Bank University, London. Rahul had joined Reliance ADAG in 2007 as a Sales Manager - Mortgages and has since moved up the ranks. Prior to joining Reliance ADAG, Rahul was working with XLN Telecom, London as a Business Development Manager. He has an overall experience of 15 years in Sales and Business Development.

  • Nimesh Chonkar| National Manager – Compensation, Benefits and Rewards

    Team Member

    Nimesh is a certified SAP HCM Functional Consultant working with Reliance Group since September 2015 and is currently designated as National Manager for Compensation, Benefits and Rewards.

    In his current role, Nimesh leads Compensation, Benefits and Rewards for Reliance Home Finance. Additionally, he is also responsible for Frontline Sourcing for the organization. Out of his total experience of 16 years, more than 6 years is with Reliance ADA Group wherein he has been associated with different Line of Businesses like Reliance General Insurance, Reliance Capital and now Reliance Home Finance. He has also worked with organizations like Tata Consultancy Services, L&T Infotech & ICICI Bank. In leisure time, Nimesh likes to cook and spend time with his family.

  • Kishore Karmaran| National Manager, Administration & Infrastructure

    Team Member

    Kishore has been associated with the Reliance Group in October 2005 and has worked in almost all LOBs of Reliance Capital. He is the National Manager, Administration & Infrastructure for Reliance Home Finance Ltd. He has an experience of about 19 years working with SCICI, ICICI and ICICI Capital with an LLB by qualification. He is the proud recipient of an appreciation letter / award from KV Kamath and has received 12 awards in his 13 year stint with the Reliance Group. He is a staunch believer and advisor of Vaastu Shastra.

  • Rakesh Khosla| Head - Technology Projects

    Team Member

    Rakesh has been with the Reliance Group since December 2010. He is Head - Technology projects leading all web projects. Earlier, he was working with organisations like Dhanlaxmi Bank, 3i Publishing Pvt Ltd and Ezcomm Trade Technologies. He is B. Com, PMP certified by PMI Institute & PGMP certified by PMI Institute.

  • Lalit Raut| Head - Technology Infrastructure

    Team Member

    Lalit joined RHF as Head Technology – Infrastructure & Information Security Technology in May 2007 having 25 years of rich experience in managing Information Technology for Banking & Financial organizations. He has a vast experience in managing IT Infrastructure, data center, network, end-user computing, cloud computing, program management, process automations & change management , digital products / platforms and information security operations. He transformed IT infrastructure to state of the art and cost-effective technology in line with business strategy to meet business objectives.

  • Rahul Kohli
  • Nimesh Chonkar
  • Kishore Karmaran
  • Rakesh Khosla
  • Lalit Raut

About Us - MILESTONES & AWARDS

MILESTONES & AWARDS

  • 2019

    Awarded as Best Brands by The Economic Times mar 2019

  • 2018

    Reliance Home Finance was awarded at the Economic Times Best BFSI Brands 2018 jan 2018

  • 2018

    Mr. Ravindra Sudhalkar, MD, CEO of Reliance Home Finance won an award at World BFSI Congress as one of the top 100 Most Influential BFSI Leaders feb 2018

  • 2018

    Reliance Home Finance was awarded at ET NOW - BFSI (Banking Financial Services and Insurance) Awards 2018 for - Best use of digital media, Most promising brand in housing finance, Best affordable housing finance company of the year mar 2018

  • 2018

    Awarded as Top 21st Best Workplaces in Asia by GPTW Institute apr 2018

  • 2017

    Ranked 20th as India's best Companies to Work for 2017 by Great Places to Work Institute jan 2017

  • 2017

    Listed its equity shares on the NSE and BSE sep 2017

  • 2017

    Reliance Home Finance was awarded by CMO Asia - National Awards for Best Home Finance Companies for its Technology of the Year Initiative, Best use of Digital Media & Dream Company to work in Housing Finance domain nov 2017

  • 2016

    Awarded as HR Leader for Capability Building, at the HR Club’s 6th National Conference and Game Changer Awards jun 2016

  • 2016

    Reliance Home Finance appoints Mr. Ravindra Sudhalkar as the CEO oct 2016

  • 2016

    Raised INR 30bn through public issue of NCDs dec 2016

  • 2015

    Ranked 52nd in the Great Places to Work Survey feb 2015

  • 2015

    Ranked 3rd in the ‘Best Financial Services Company’ category by GPTW Institute mar 2015

  • 2015

    2nd Runner up for Cultural Transformation through L&D practices by People Matters apr 2015

  • 2014

    Ranked 53rd in the Great Places to Work Survey feb 2014

  • 2014

    Ranked 5th in Engaging Frontline Staff category by GPTW Institute mar 2014

  • 2014

    Certificate of Appreciation by The Asian Network of Quality, Singapore, for the Learning Culture apr 2014

  • 2014

    Top 18 Finalists in People Matters – L&D, Leadership League Awards may 2014

  • 2014

    L&D Practice Whitepaper published by IIM Kozhikode on building a sustainable learning environment jun 2014

  • 2014

    The company was honoured at CMO - Asia: Stars of the Industry Award for Excellence in SME Loans and crossed the AUM of INR 58bn aug 2014

  • 2013

    Silver Trophy in the category of Best Customer Service Training Program for the Way of Life (Customer Centricity) initiative, at the CLO Summit mar 2013

  • 2012

    CLO award for Best Sales Enablement Program jan 2012

  • 2012

    Changed our name to 'Reliance Home Finance Limited' feb 2012

  • 2012

    Converted from a private company to a public company and crossed AUM of INR 30bn mar 2012

  • 2012

    Top 50 companies in GPTW, in <1000 employees category apr 2012

  • 2012

    Top 10 companies for Rewards & Recognition by GPTW Institute may 2012

  • 2012

    Top 50 companies in GPTW, in <1000 employees category jun 2012

  • 2012

    Top 10 companies for Rewards & Recognition by GPTW Institute jul 2012

  • 2009

    Procured NHB License in an 2009

  • 2009

    Changed our name to Reliance Home Finance Private Limited mar 2009

  • 2009

    Procured AA+ rating for Long Term Debt programme Jul 2009

  • 2008

    Incorporated as Reliance Home Finance Pvt. Ltd. Jun 2008

  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012
  • 2009
  • 2008